Surprising Fact Put ₹5,000 a month into a SIP for a year and end with ₹67,500, and your broker app might show a plain 12.5% gain. Run the same numbers through XIRR instead, and the actual annualised return comes out closer to 23.5%, because your later instalments barely had time to grow. CAGR vs XIRR … Read more
Clean Definition ASM and GSM are surveillance labels the exchanges attach to a stock, not a ban and not a safety certificate. What each stage actually restricts, and what happens to your shares once trading stops altogether, is what most guides skip. ✍️ Author’s Note — Kalpeshr Patil After my Uttam Value Steels shares were … Read more
Real Moment Arjun put ₹5,000 into a ₹2 stock a friend called “the next big multibagger.” 6 months later, the company was under exchange surveillance and he couldn’t sell his shares at any price. The stock hadn’t crashed to zero. There simply weren’t any buyers. ✍️ Author’s Note — Kalpeshr Patil In 2016, I put … Read more
Last Updated: October 1, 2026 Surprising Fact A company can grow its profit by 25% in a year and its share price can still fall. Multibagger stock analysis explains why: the price also moves with the PE ratio and with the number of shares. ✍️ Author’s Note — Kalpeshr Patil One mistake I used to … Read more
Direct Question A headline calls a stock a 10-bagger. But 10 times what, and over how many years? Most articles on multibagger stocks skip both answers, and beginners pay for that gap. ✍️ Author’s Note — Kalpeshr Patil Multibagger stories can sound exciting, but the real picture is usually more complicated than a simple 10x … Read more
Clean Definition Diversification means not letting one company, one sector or one bet decide the fate of your entire portfolio. ✍️ Author’s Note — Kalpeshr Patil A few years ago I held five stocks and felt “diversified.” Then IT stocks had a rough quarter and four of my five names fell together – I hadn’t … Read more
Direct Question Every “best stocks to buy” list on the internet mentions blue chips — but what actually makes a stock a blue chip, and does that label mean it’s safe for your money? ✍️ Author’s Note — Kalpeshr Patil In 2019, I put my entire first paycheck of ₹15,000 into Reliance shares because a … Read more